Both partners are Beamte (A13/Stufe 5)
Total Elterngeld (12 months)
€25,200
Partner 1 is Beamte, Partner 2 is privately employed
Total Elterngeld (12 months)
€25,200
Partner 1 is Beamte, Partner 2 is public sector employee (Angestellte/r im oeD)
Total Elterngeld (12 months)
€25,200
Baden-Wurttemberg offers the Wahltarif option, allowing civil servants to choose between traditional Beihilfe (50%) and an enhanced employer contribution model. For families planning Elternzeit, the Wahltarif can simplify healthcare budgeting by replacing the Beihilfe/PKV split with a single contribution. Evaluate both options before your leave starts — switching is only possible during specific enrollment windows.
| Beihilfe Coverage Rate | 50% |
| Child Supplement | Yes |
The best scenario depends on your partner's employment type. If both partners are civil servants, both are capped at EUR 1,800 Elterngeld. If one partner is privately employed with lower income, the household income gap is smaller. Compare all three scenarios on this page to find the optimal arrangement.
In Baden-Wurttemberg, your Beihilfe rate remains unchanged during Elternzeit. The key difference is that the employer's PKV contribution pauses — budget for the full premium. Children are typically covered at 80% Beihilfe.
The difference can be substantial. When both partners are Beamte and both on leave, household income drops to EUR 3,600/month (two Elterngeld caps). With one partner working, the household retains one full salary plus one Elterngeld payment. See the detailed comparison cards above for exact numbers.
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