Elternzeit Financial Planner for Civil Servants

The Elternzeit Financial Planner shows you the financial impact of parental leave for civil servants (Beamte) across all 17 German states. It uses A13/Stufe 5 salary data and compares three partner employment scenarios to help you plan your household finances during Elternzeit.

German civil servants are paid by their respective state (Landesbesoldung), and each state sets its own salary tables. Additionally, Beihilfe rules — which determine healthcare cost coverage — vary between states. This means the financial impact of Elternzeit depends significantly on where you serve.

The planner uses A13/Stufe 5 as a reference salary grade. This is the most common entry-level salary for higher civil service (hoeherer Dienst) positions. Your actual Elterngeld may differ based on your specific Besoldungsgruppe and Erfahrungsstufe.

The calculations use official Besoldungstabellen and the federal Elterngeld formula (capped at EUR 1,800/month). They provide a reliable planning baseline. For exact figures, consult your Familienkasse, as individual deductions (Kirchensteuer, PKV tariff) may vary.