Entry (gross)
€5,115
Step 4
Top step (gross)
€6,851
Step 12
Net top step
€4,883
estimated, before PHI
State rank
15 / 17
by top step gross
A 14 salary progression in Saarland
Step 4: Gross €5,115, Net €3,861. Step 5: Gross €5,389, Net €4,024. Step 6: Gross €5,663, Net €4,184. Step 7: Gross €5,937, Net €4,353. Step 8: Gross €6,120, Net €4,459. Step 9: Gross €6,303, Net €4,565. Step 10: Gross €6,486, Net €4,671. Step 11: Gross €6,669, Net €4,777. Step 12: Gross €6,851, Net €4,883
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A 14 top step across states
Federal (Bund): Top step gross €7,383. Saxony: Top step gross €7,363. Hesse: Top step gross €7,319. Baden-Wurttemberg: Top step gross €7,211. Thuringia: Top step gross €7,103. Brandenburg: Top step gross €7,098. Rhineland-Palatinate: Top step gross €7,086. Berlin: Top step gross €7,074. Bavaria: Top step gross €6,997. North Rhine-Westphalia: Top step gross €6,997. Saxony-Anhalt: Top step gross €6,990. Lower Saxony: Top step gross €6,981. Hamburg: Top step gross €6,927. Bremen: Top step gross €6,894. Saarland: Top step gross €6,851. Mecklenburg-Western Pomerania: Top step gross €6,795. Schleswig-Holstein: Top step gross €6,764
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Gross-to-net at the top step
Gross €6,851. Net (estimated) €4,883 (71.3%). Income tax €1,968 (28.7%).
Gross: €6,851
Net (estimated)Income tax
Step explorer
Drag the slider to see gross and estimated net for each experience step.
€6,851
Gross / month
€4,883
Net (estimated)
Step 4Step 12
A 14 salary table Saarland
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 4 | €5,115 | €3,861 |
| Step 5 | €5,389 | €4,024 |
| Step 6 | €5,663 | €4,184 |
| Step 7 | €5,937 | €4,353 |
| Step 8 | €6,120 | €4,459 |
| Step 9 | €6,303 | €4,565 |
| Step 10 | €6,486 | €4,671 |
| Step 11 | €6,669 | €4,777 |
| Step 12 | €6,851 | €4,883 |
As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).
Family supplement (top step)
Single
€6,851
no supplement
Married
€7,011
+ €160
+ 1 child
€7,332
+ €481
+ 2 children
€7,493
+ €642
How the net pay is derived
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 14 at the top step this gives an estimated €4,883 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Saarland under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
A 14 in other states
Other grades & comparison
Related planning tools
Frequently asked questions
How much does a A 14 civil servant earn in Saarland?
The base salary ranges from €5,115 (step 4) to €6,851 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.
How much of that is net pay?
At the top step roughly €4,883 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Where do you earn the most with A 14?
Federal (Bund) currently pays the most at €7,383 at the top step. Saarland ranks 15 of 17 — €532 below the leader.
How do step advancements work?
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Saarland, A 14 has 9 steps; from entry to the top step the base salary grows by €1,737.
What does the Familienzuschlag add?
Married civil servants receive €160 extra per month, rising to €642 with two children. At the top step this lifts gross pay to as much as €7,493.
Sources & data status
- Salary table: 2026 (01.04.2026 – 28.02.2027) — state salary act / BBesG.
- beamtenbesoldung.org, DGB Besoldung.
- Income tax: § 32a EStG (2026). Compiled: June 2026.
Calculate your exact net pay
Including PKV premium, Beihilfe, and your step for A 14 in Saarland.
Open the salary calculator