Entry (gross)

€6,191

Step 6

Top step (gross)

€7,698

Step 12

Net top step

€5,374

estimated, before PHI

State rank

15 / 17

by top step gross

A 15 salary progression in Saarland

Step 6: Gross €6,191, Net €4,500. Step 7: Gross €6,493, Net €4,675. Step 8: Gross €6,734, Net €4,815. Step 9: Gross €6,975, Net €4,955. Step 10: Gross €7,216, Net €5,095. Step 11: Gross €7,457, Net €5,234. Step 12: Gross €7,698, Net €5,374

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A 15 top step across states

Saxony: Top step gross €8,313. Federal (Bund): Top step gross €8,308. Hesse: Top step gross €8,275. Baden-Wurttemberg: Top step gross €8,113. Thuringia: Top step gross €8,020. Brandenburg: Top step gross €8,004. Rhineland-Palatinate: Top step gross €7,975. Berlin: Top step gross €7,965. Bavaria: Top step gross €7,872. Saxony-Anhalt: Top step gross €7,864. North Rhine-Westphalia: Top step gross €7,863. Lower Saxony: Top step gross €7,857. Hamburg: Top step gross €7,781. Bremen: Top step gross €7,748. Saarland: Top step gross €7,698. Mecklenburg-Western Pomerania: Top step gross €7,644. Schleswig-Holstein: Top step gross €7,610

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Gross-to-net at the top step

Gross €7,698. Net (estimated) €5,374 (69.8%). Income tax €2,324 (30.2%).

Gross: €7,698

Net (estimated)Income tax

Step explorer

Drag the slider to see gross and estimated net for each experience step.

€7,698
Gross / month
€5,374
Net (estimated)
Step 6Step 12

A 15 salary table Saarland

StepBase salary (gross)Net (estimated)
Step 6€6,191€4,500
Step 7€6,493€4,675
Step 8€6,734€4,815
Step 9€6,975€4,955
Step 10€7,216€5,095
Step 11€7,457€5,234
Step 12€7,698€5,374

As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).

Family supplement (top step)

Single

€7,698

no supplement

Married

€7,858

+ €160

+ 1 child

€8,179

+ €481

+ 2 children

€8,340

+ €642

How the net pay is derived

Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 15 at the top step this gives an estimated €5,374 net at tax class I.

Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Saarland under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.

A 15 in other states

Other grades & comparison

Related planning tools

Frequently asked questions

How much does a A 15 civil servant earn in Saarland?

The base salary ranges from €6,191 (step 6) to €7,698 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.

How much of that is net pay?

At the top step roughly €5,374 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.

Where do you earn the most with A 15?

Saxony currently pays the most at €8,313 at the top step. Saarland ranks 15 of 17 — €614 below the leader.

How do step advancements work?

Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Saarland, A 15 has 7 steps; from entry to the top step the base salary grows by €1,507.

What does the Familienzuschlag add?

Married civil servants receive €160 extra per month, rising to €642 with two children. At the top step this lifts gross pay to as much as €8,340.

Sources & data status

Calculate your exact net pay

Including PKV premium, Beihilfe, and your step for A 15 in Saarland.

Open the salary calculator