Entry (gross)
€4,877
Step 4
€4,877
Step 4
€6,216
Step 12
€4,515
estimated, before PHI
15 / 17
by top step gross
Step 4: Gross €4,877, Net €3,717. Step 5: Gross €5,088, Net €3,845. Step 6: Gross €5,300, Net €3,972. Step 7: Gross €5,511, Net €4,096. Step 8: Gross €5,652, Net €4,178. Step 9: Gross €5,793, Net €4,269. Step 10: Gross €5,934, Net €4,351. Step 11: Gross €6,075, Net €4,433. Step 12: Gross €6,216, Net €4,515
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Federal (Bund): Top step gross €6,806. Saxony: Top step gross €6,769. Hesse: Top step gross €6,602. Baden-Wurttemberg: Top step gross €6,533. Thuringia: Top step gross €6,441. Berlin: Top step gross €6,427. Brandenburg: Top step gross €6,419. Rhineland-Palatinate: Top step gross €6,418. North Rhine-Westphalia: Top step gross €6,347. Bavaria: Top step gross €6,341. Saxony-Anhalt: Top step gross €6,335. Lower Saxony: Top step gross €6,323. Hamburg: Top step gross €6,287. Bremen: Top step gross €6,253. Saarland: Top step gross €6,216. Mecklenburg-Western Pomerania: Top step gross €6,159. Schleswig-Holstein: Top step gross €6,130
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Gross €6,216. Net (estimated) €4,515 (72.6%). Income tax €1,701 (27.4%).
Gross: €6,216
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 4 | €4,877 | €3,717 |
| Step 5 | €5,088 | €3,845 |
| Step 6 | €5,300 | €3,972 |
| Step 7 | €5,511 | €4,096 |
| Step 8 | €5,652 | €4,178 |
| Step 9 | €5,793 | €4,269 |
| Step 10 | €5,934 | €4,351 |
| Step 11 | €6,075 | €4,433 |
| Step 12 | €6,216 | €4,515 |
As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€6,216
no supplement
€6,376
+ €160
€6,697
+ €481
€6,858
+ €642
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 13 at the top step this gives an estimated €4,515 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Saarland under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €4,877 (step 4) to €6,216 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €4,515 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Federal (Bund) currently pays the most at €6,806 at the top step. Saarland ranks 15 of 17 — €590 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Saarland, A 13 has 9 steps; from entry to the top step the base salary grows by €1,339.
Married civil servants receive €160 extra per month, rising to €642 with two children. At the top step this lifts gross pay to as much as €6,858.
Including PKV premium, Beihilfe, and your step for A 13 in Saarland.
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