Entry (gross)

€3,537

Step 2

Top step (gross)

€4,647

Step 11

Net top step

€3,575

estimated, before PHI

State rank

15 / 17

by top step gross

A 10 salary progression in Saarland

Step 2: Gross €3,537, Net €2,859. Step 3: Gross €3,599, Net €2,900. Step 4: Gross €3,754, Net €3,003. Step 5: Gross €3,910, Net €3,106. Step 6: Gross €4,067, Net €3,208. Step 7: Gross €4,224, Net €3,308. Step 8: Gross €4,328, Net €3,375. Step 9: Gross €4,433, Net €3,441. Step 10: Gross €4,540, Net €3,508. Step 11: Gross €4,647, Net €3,575

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A 10 top step across states

Federal (Bund): Top step gross €5,055. Saxony: Top step gross €4,982. Baden-Wurttemberg: Top step gross €4,837. Hesse: Top step gross €4,816. North Rhine-Westphalia: Top step gross €4,758. Rhineland-Palatinate: Top step gross €4,753. Berlin: Top step gross €4,747. Brandenburg: Top step gross €4,717. Thuringia: Top step gross €4,710. Bavaria: Top step gross €4,700. Saxony-Anhalt: Top step gross €4,696. Hamburg: Top step gross €4,681. Lower Saxony: Top step gross €4,675. Bremen: Top step gross €4,672. Saarland: Top step gross €4,647. Mecklenburg-Western Pomerania: Top step gross €4,568. Schleswig-Holstein: Top step gross €4,557

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Gross-to-net at the top step

Gross €4,647. Net (estimated) €3,575 (76.9%). Income tax €1,072 (23.1%).

Gross: €4,647

Net (estimated)Income tax

Step explorer

Drag the slider to see gross and estimated net for each experience step.

€4,647
Gross / month
€3,575
Net (estimated)
Step 2Step 11

A 10 salary table Saarland

StepBase salary (gross)Net (estimated)
Step 2€3,537€2,859
Step 3€3,599€2,900
Step 4€3,754€3,003
Step 5€3,910€3,106
Step 6€4,067€3,208
Step 7€4,224€3,308
Step 8€4,328€3,375
Step 9€4,433€3,441
Step 10€4,540€3,508
Step 11€4,647€3,575

As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).

Family supplement (top step)

Single

€4,647

no supplement

Married

€4,807

+ €160

+ 1 child

€5,128

+ €481

+ 2 children

€5,288

+ €642

How the net pay is derived

Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 10 at the top step this gives an estimated €3,575 net at tax class I.

Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Saarland under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.

A 10 in other states

Other grades & comparison

Related planning tools

Frequently asked questions

How much does a A 10 civil servant earn in Saarland?

The base salary ranges from €3,537 (step 2) to €4,647 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.

How much of that is net pay?

At the top step roughly €3,575 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.

Where do you earn the most with A 10?

Federal (Bund) currently pays the most at €5,055 at the top step. Saarland ranks 15 of 17 — €409 below the leader.

How do step advancements work?

Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Saarland, A 10 has 10 steps; from entry to the top step the base salary grows by €1,110.

What does the Familienzuschlag add?

Married civil servants receive €160 extra per month, rising to €642 with two children. At the top step this lifts gross pay to as much as €5,288.

Sources & data status

Calculate your exact net pay

Including PKV premium, Beihilfe, and your step for A 10 in Saarland.

Open the salary calculator