Entry (gross)
€3,324
Step 2
€3,324
Step 2
€4,177
Step 11
€3,278
estimated, before PHI
15 / 17
by top step gross
Step 2: Gross €3,324, Net €2,715. Step 3: Gross €3,360, Net €2,739. Step 4: Gross €3,479, Net €2,820. Step 5: Gross €3,598, Net €2,899. Step 6: Gross €3,718, Net €2,979. Step 7: Gross €3,840, Net €3,060. Step 8: Gross €3,924, Net €3,115. Step 9: Gross €4,008, Net €3,170. Step 10: Gross €4,093, Net €3,224. Step 11: Gross €4,177, Net €3,278
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Federal (Bund): Top step gross €4,535. Saxony: Top step gross €4,451. Baden-Wurttemberg: Top step gross €4,342. Rhineland-Palatinate: Top step gross €4,325. Hesse: Top step gross €4,294. North Rhine-Westphalia: Top step gross €4,272. Berlin: Top step gross €4,264. Thuringia: Top step gross €4,253. Bavaria: Top step gross €4,223. Hamburg: Top step gross €4,219. Saxony-Anhalt: Top step gross €4,219. Brandenburg: Top step gross €4,215. Bremen: Top step gross €4,195. Lower Saxony: Top step gross €4,182. Saarland: Top step gross €4,177. Mecklenburg-Western Pomerania: Top step gross €4,105. Schleswig-Holstein: Top step gross €4,100
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Gross €4,177. Net (estimated) €3,278 (78.5%). Income tax €899 (21.5%).
Gross: €4,177
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 2 | €3,324 | €2,715 |
| Step 3 | €3,360 | €2,739 |
| Step 4 | €3,479 | €2,820 |
| Step 5 | €3,598 | €2,899 |
| Step 6 | €3,718 | €2,979 |
| Step 7 | €3,840 | €3,060 |
| Step 8 | €3,924 | €3,115 |
| Step 9 | €4,008 | €3,170 |
| Step 10 | €4,093 | €3,224 |
| Step 11 | €4,177 | €3,278 |
As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€4,177
no supplement
€4,337
+ €160
€4,657
+ €481
€4,818
+ €642
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 9 at the top step this gives an estimated €3,278 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Saarland under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €3,324 (step 2) to €4,177 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €3,278 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Federal (Bund) currently pays the most at €4,535 at the top step. Saarland ranks 15 of 17 — €359 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Saarland, A 9 has 10 steps; from entry to the top step the base salary grows by €853.
Married civil servants receive €160 extra per month, rising to €642 with two children. At the top step this lifts gross pay to as much as €4,818.
Including PKV premium, Beihilfe, and your step for A 9 in Saarland.
Open the salary calculator