Entry (gross)
€3,929
Step 3
€3,929
Step 3
€5,123
Step 12
€3,866
estimated, before PHI
15 / 17
by top step gross
Step 3: Gross €3,929, Net €3,118. Step 4: Gross €4,090, Net €3,222. Step 5: Gross €4,250, Net €3,325. Step 6: Gross €4,411, Net €3,427. Step 7: Gross €4,575, Net €3,531. Step 8: Gross €4,685, Net €3,599. Step 9: Gross €4,794, Net €3,666. Step 10: Gross €4,904, Net €3,733. Step 11: Gross €5,013, Net €3,800. Step 12: Gross €5,123, Net €3,866
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Federal (Bund): Top step gross €5,612. Saxony: Top step gross €5,543. Baden-Wurttemberg: Top step gross €5,368. Hesse: Top step gross €5,367. Rhineland-Palatinate: Top step gross €5,270. Berlin: Top step gross €5,268. Thuringia: Top step gross €5,252. Brandenburg: Top step gross €5,251. North Rhine-Westphalia: Top step gross €5,229. Bavaria: Top step gross €5,211. Saxony-Anhalt: Top step gross €5,206. Lower Saxony: Top step gross €5,191. Hamburg: Top step gross €5,185. Bremen: Top step gross €5,151. Saarland: Top step gross €5,123. Mecklenburg-Western Pomerania: Top step gross €5,064. Schleswig-Holstein: Top step gross €5,043
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Gross €5,123. Net (estimated) €3,866 (75.5%). Income tax €1,257 (24.5%).
Gross: €5,123
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 3 | €3,929 | €3,118 |
| Step 4 | €4,090 | €3,222 |
| Step 5 | €4,250 | €3,325 |
| Step 6 | €4,411 | €3,427 |
| Step 7 | €4,575 | €3,531 |
| Step 8 | €4,685 | €3,599 |
| Step 9 | €4,794 | €3,666 |
| Step 10 | €4,904 | €3,733 |
| Step 11 | €5,013 | €3,800 |
| Step 12 | €5,123 | €3,866 |
As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€5,123
no supplement
€5,283
+ €160
€5,603
+ €481
€5,764
+ €642
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 11 at the top step this gives an estimated €3,866 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Saarland under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €3,929 (step 3) to €5,123 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €3,866 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Federal (Bund) currently pays the most at €5,612 at the top step. Saarland ranks 15 of 17 — €489 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Saarland, A 11 has 10 steps; from entry to the top step the base salary grows by €1,193.
Married civil servants receive €160 extra per month, rising to €642 with two children. At the top step this lifts gross pay to as much as €5,764.
Including PKV premium, Beihilfe, and your step for A 11 in Saarland.
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