Entry (gross)
€5,770
Step 4
€5,770
Step 4
€6,997
Step 10
€4,968
estimated, before PHI
9 / 17
by top step gross
Step 4: Gross €5,770, Net €4,256. Step 5: Gross €6,053, Net €4,420. Step 6: Gross €6,242, Net €4,530. Step 7: Gross €6,431, Net €4,639. Step 8: Gross €6,620, Net €4,749. Step 9: Gross €6,808, Net €4,858. Step 10: Gross €6,997, Net €4,968
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Federal (Bund): Top step gross €7,383. Saxony: Top step gross €7,363. Hesse: Top step gross €7,319. Baden-Wurttemberg: Top step gross €7,211. Thuringia: Top step gross €7,103. Brandenburg: Top step gross €7,098. Rhineland-Palatinate: Top step gross €7,086. Berlin: Top step gross €7,074. Bavaria: Top step gross €6,997. North Rhine-Westphalia: Top step gross €6,997. Saxony-Anhalt: Top step gross €6,990. Lower Saxony: Top step gross €6,981. Hamburg: Top step gross €6,927. Bremen: Top step gross €6,894. Saarland: Top step gross €6,851. Mecklenburg-Western Pomerania: Top step gross €6,795. Schleswig-Holstein: Top step gross €6,764
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Gross €6,997. Net (estimated) €4,968 (71%). Income tax €2,030 (29%).
Gross: €6,997
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 4 | €5,770 | €4,256 |
| Step 5 | €6,053 | €4,420 |
| Step 6 | €6,242 | €4,530 |
| Step 7 | €6,431 | €4,639 |
| Step 8 | €6,620 | €4,749 |
| Step 9 | €6,808 | €4,858 |
| Step 10 | €6,997 | €4,968 |
As of 2026 (01.10.2026 – 31.08.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€6,997
no supplement
€7,123
+ €125
€7,495
+ €497
€8,073
+ €1,075
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 14 at the top step this gives an estimated €4,968 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Bavaria under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €5,770 (step 4) to €6,997 (top step) gross per month (2026 (01.10.2026 – 31.08.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €4,968 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Federal (Bund) currently pays the most at €7,383 at the top step. Bavaria ranks 9 of 17 — €386 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Bavaria, A 14 has 7 steps; from entry to the top step the base salary grows by €1,227.
Married civil servants receive €125 extra per month, rising to €1,075 with two children. At the top step this lifts gross pay to as much as €8,073.
Including PKV premium, Beihilfe, and your step for A 14 in Bavaria.
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