Entry (gross)
€5,395
Step 4
€5,395
Step 4
€6,341
Step 10
€4,587
estimated, before PHI
10 / 17
by top step gross
Step 4: Gross €5,395, Net €4,028. Step 5: Gross €5,613, Net €4,155. Step 6: Gross €5,759, Net €4,249. Step 7: Gross €5,904, Net €4,334. Step 8: Gross €6,050, Net €4,418. Step 9: Gross €6,195, Net €4,503. Step 10: Gross €6,341, Net €4,587
·
Federal (Bund): Top step gross €6,806. Saxony: Top step gross €6,769. Hesse: Top step gross €6,602. Baden-Wurttemberg: Top step gross €6,533. Thuringia: Top step gross €6,441. Berlin: Top step gross €6,427. Brandenburg: Top step gross €6,419. Rhineland-Palatinate: Top step gross €6,418. North Rhine-Westphalia: Top step gross €6,347. Bavaria: Top step gross €6,341. Saxony-Anhalt: Top step gross €6,335. Lower Saxony: Top step gross €6,323. Hamburg: Top step gross €6,287. Bremen: Top step gross €6,253. Saarland: Top step gross €6,216. Mecklenburg-Western Pomerania: Top step gross €6,159. Schleswig-Holstein: Top step gross €6,130
·
Gross €6,341. Net (estimated) €4,587 (72.3%). Income tax €1,754 (27.7%).
Gross: €6,341
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 4 | €5,395 | €4,028 |
| Step 5 | €5,613 | €4,155 |
| Step 6 | €5,759 | €4,249 |
| Step 7 | €5,904 | €4,334 |
| Step 8 | €6,050 | €4,418 |
| Step 9 | €6,195 | €4,503 |
| Step 10 | €6,341 | €4,587 |
As of 2026 (01.10.2026 – 31.08.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€6,341
no supplement
€6,466
+ €125
€6,838
+ €497
€7,416
+ €1,075
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 13 at the top step this gives an estimated €4,587 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Bavaria under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €5,395 (step 4) to €6,341 (top step) gross per month (2026 (01.10.2026 – 31.08.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €4,587 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Federal (Bund) currently pays the most at €6,806 at the top step. Bavaria ranks 10 of 17 — €465 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Bavaria, A 13 has 7 steps; from entry to the top step the base salary grows by €946.
Married civil servants receive €125 extra per month, rising to €1,075 with two children. At the top step this lifts gross pay to as much as €7,416.
Including PKV premium, Beihilfe, and your step for A 13 in Bavaria.
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