Entry (gross)
€4,654
Step 3
€4,654
Step 3
€5,727
Step 10
€4,231
estimated, before PHI
10 / 17
by top step gross
Step 3: Gross €4,654, Net €3,580. Step 4: Gross €4,852, Net €3,702. Step 5: Gross €5,053, Net €3,824. Step 6: Gross €5,188, Net €3,905. Step 7: Gross €5,323, Net €3,985. Step 8: Gross €5,458, Net €4,065. Step 9: Gross €5,592, Net €4,143. Step 10: Gross €5,727, Net €4,231
·
Federal (Bund): Top step gross €6,157. Saxony: Top step gross €6,103. Hesse: Top step gross €5,931. Baden-Wurttemberg: Top step gross €5,900. Berlin: Top step gross €5,799. Thuringia: Top step gross €5,795. Rhineland-Palatinate: Top step gross €5,794. Brandenburg: Top step gross €5,785. North Rhine-Westphalia: Top step gross €5,739. Bavaria: Top step gross €5,727. Saxony-Anhalt: Top step gross €5,722. Lower Saxony: Top step gross €5,708. Hamburg: Top step gross €5,688. Bremen: Top step gross €5,654. Saarland: Top step gross €5,622. Mecklenburg-Western Pomerania: Top step gross €5,564. Schleswig-Holstein: Top step gross €5,537
·
Gross €5,727. Net (estimated) €4,231 (73.9%). Income tax €1,496 (26.1%).
Gross: €5,727
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 3 | €4,654 | €3,580 |
| Step 4 | €4,852 | €3,702 |
| Step 5 | €5,053 | €3,824 |
| Step 6 | €5,188 | €3,905 |
| Step 7 | €5,323 | €3,985 |
| Step 8 | €5,458 | €4,065 |
| Step 9 | €5,592 | €4,143 |
| Step 10 | €5,727 | €4,231 |
As of 2026 (01.10.2026 – 31.08.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€5,727
no supplement
€5,853
+ €125
€6,225
+ €497
€6,803
+ €1,075
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 12 at the top step this gives an estimated €4,231 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Bavaria under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €4,654 (step 3) to €5,727 (top step) gross per month (2026 (01.10.2026 – 31.08.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €4,231 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Federal (Bund) currently pays the most at €6,157 at the top step. Bavaria ranks 10 of 17 — €430 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Bavaria, A 12 has 8 steps; from entry to the top step the base salary grows by €1,073.
Married civil servants receive €125 extra per month, rising to €1,075 with two children. At the top step this lifts gross pay to as much as €6,803.
Including PKV premium, Beihilfe, and your step for A 12 in Bavaria.
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