Entry (gross)
€6,626
Step 5
€6,626
Step 5
€7,872
Step 10
€5,475
estimated, before PHI
9 / 17
by top step gross
Step 5: Gross €6,626, Net €4,753. Step 6: Gross €6,876, Net €4,897. Step 7: Gross €7,125, Net €5,042. Step 8: Gross €7,374, Net €5,186. Step 9: Gross €7,623, Net €5,331. Step 10: Gross €7,872, Net €5,475
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Saxony: Top step gross €8,313. Federal (Bund): Top step gross €8,308. Hesse: Top step gross €8,275. Baden-Wurttemberg: Top step gross €8,113. Thuringia: Top step gross €8,020. Brandenburg: Top step gross €8,004. Rhineland-Palatinate: Top step gross €7,975. Berlin: Top step gross €7,965. Bavaria: Top step gross €7,872. Saxony-Anhalt: Top step gross €7,864. North Rhine-Westphalia: Top step gross €7,863. Lower Saxony: Top step gross €7,857. Hamburg: Top step gross €7,781. Bremen: Top step gross €7,748. Saarland: Top step gross €7,698. Mecklenburg-Western Pomerania: Top step gross €7,644. Schleswig-Holstein: Top step gross €7,610
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Gross €7,872. Net (estimated) €5,475 (69.6%). Income tax €2,397 (30.4%).
Gross: €7,872
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 5 | €6,626 | €4,753 |
| Step 6 | €6,876 | €4,897 |
| Step 7 | €7,125 | €5,042 |
| Step 8 | €7,374 | €5,186 |
| Step 9 | €7,623 | €5,331 |
| Step 10 | €7,872 | €5,475 |
As of 2026 (01.10.2026 – 31.08.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€7,872
no supplement
€7,997
+ €125
€8,369
+ €497
€8,948
+ €1,075
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 15 at the top step this gives an estimated €5,475 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Bavaria under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €6,626 (step 5) to €7,872 (top step) gross per month (2026 (01.10.2026 – 31.08.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €5,475 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Saxony currently pays the most at €8,313 at the top step. Bavaria ranks 9 of 17 — €441 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Bavaria, A 15 has 6 steps; from entry to the top step the base salary grows by €1,246.
Married civil servants receive €125 extra per month, rising to €1,075 with two children. At the top step this lifts gross pay to as much as €8,948.
Including PKV premium, Beihilfe, and your step for A 15 in Bavaria.
Open the salary calculator