Entry (gross)
€3,055
Step 1
€3,055
Step 1
€3,671
Step 10
€2,961
estimated, before PHI
12 / 17
by top step gross
Step 1: Gross €3,055, Net €2,541. Step 2: Gross €3,084, Net €2,561. Step 3: Gross €3,137, Net €2,598. Step 4: Gross €3,224, Net €2,658. Step 5: Gross €3,311, Net €2,717. Step 6: Gross €3,398, Net €2,777. Step 7: Gross €3,485, Net €2,836. Step 8: Gross €3,547, Net €2,878. Step 9: Gross €3,609, Net €2,920. Step 10: Gross €3,671, Net €2,961
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Federal (Bund): Top step gross €3,901. Rhineland-Palatinate: Top step gross €3,824. Baden-Wurttemberg: Top step gross €3,794. Saxony: Top step gross €3,774. North Rhine-Westphalia: Top step gross €3,772. Hamburg: Top step gross €3,746. Bavaria: Top step gross €3,716. Hesse: Top step gross €3,709. Berlin: Top step gross €3,706. Saxony-Anhalt: Top step gross €3,689. Thuringia: Top step gross €3,675. Saarland: Top step gross €3,671. Bremen: Top step gross €3,664. Brandenburg: Top step gross €3,655. Lower Saxony: Top step gross €3,649. Mecklenburg-Western Pomerania: Top step gross €3,590. Schleswig-Holstein: Top step gross €3,585
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Gross €3,671. Net (estimated) €2,961 (80.7%). Income tax €710 (19.3%).
Gross: €3,671
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 1 | €3,055 | €2,541 |
| Step 2 | €3,084 | €2,561 |
| Step 3 | €3,137 | €2,598 |
| Step 4 | €3,224 | €2,658 |
| Step 5 | €3,311 | €2,717 |
| Step 6 | €3,398 | €2,777 |
| Step 7 | €3,485 | €2,836 |
| Step 8 | €3,547 | €2,878 |
| Step 9 | €3,609 | €2,920 |
| Step 10 | €3,671 | €2,961 |
As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€3,671
no supplement
€3,831
+ €160
€4,152
+ €481
€4,313
+ €642
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 7 at the top step this gives an estimated €2,961 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Saarland under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €3,055 (step 1) to €3,671 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €2,961 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Federal (Bund) currently pays the most at €3,901 at the top step. Saarland ranks 12 of 17 — €230 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Saarland, A 7 has 10 steps; from entry to the top step the base salary grows by €616.
Married civil servants receive €160 extra per month, rising to €642 with two children. At the top step this lifts gross pay to as much as €4,313.
Including PKV premium, Beihilfe, and your step for A 7 in Saarland.
Open the salary calculator