Entry (gross)
€3,027
Step 1
Top step (gross)
€3,649
Step 9
Net top step
€2,933
estimated, before PHI
State rank
15 / 17
by top step gross
A 7 salary progression in Lower Saxony
Step 1: Gross €3,027, Net €2,511. Step 2: Gross €3,114, Net €2,571. Step 3: Gross €3,201, Net €2,631. Step 4: Gross €3,288, Net €2,690. Step 5: Gross €3,375, Net €2,750. Step 6: Gross €3,462, Net €2,808. Step 7: Gross €3,524, Net €2,850. Step 8: Gross €3,586, Net €2,892. Step 9: Gross €3,649, Net €2,933
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A 7 top step across states
Federal (Bund): Top step gross €3,901. Rhineland-Palatinate: Top step gross €3,824. Baden-Wurttemberg: Top step gross €3,794. Saxony: Top step gross €3,774. North Rhine-Westphalia: Top step gross €3,772. Hamburg: Top step gross €3,746. Bavaria: Top step gross €3,716. Hesse: Top step gross €3,709. Berlin: Top step gross €3,706. Saxony-Anhalt: Top step gross €3,689. Thuringia: Top step gross €3,675. Saarland: Top step gross €3,671. Bremen: Top step gross €3,664. Brandenburg: Top step gross €3,655. Lower Saxony: Top step gross €3,649. Mecklenburg-Western Pomerania: Top step gross €3,590. Schleswig-Holstein: Top step gross €3,585
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Gross-to-net at the top step
Gross €3,649. Net (estimated) €2,933 (80.4%). Income tax €716 (19.6%).
Gross: €3,649
Net (estimated)Income tax
Step explorer
Drag the slider to see gross and estimated net for each experience step.
€3,649
Gross / month
€2,933
Net (estimated)
Step 1Step 9
A 7 salary table Lower Saxony
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 1 | €3,027 | €2,511 |
| Step 2 | €3,114 | €2,571 |
| Step 3 | €3,201 | €2,631 |
| Step 4 | €3,288 | €2,690 |
| Step 5 | €3,375 | €2,750 |
| Step 6 | €3,462 | €2,808 |
| Step 7 | €3,524 | €2,850 |
| Step 8 | €3,586 | €2,892 |
| Step 9 | €3,649 | €2,933 |
As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).
Family supplement (top step)
Single
€3,649
no supplement
Married
€3,810
+ €162
+ 1 child
€4,110
+ €461
+ 2 children
€4,252
+ €603
How the net pay is derived
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 7 at the top step this gives an estimated €2,933 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Lower Saxony under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
A 7 in other states
Other grades & comparison
Related planning tools
Frequently asked questions
How much does a A 7 civil servant earn in Lower Saxony?
The base salary ranges from €3,027 (step 1) to €3,649 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.
How much of that is net pay?
At the top step roughly €2,933 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Where do you earn the most with A 7?
Federal (Bund) currently pays the most at €3,901 at the top step. Lower Saxony ranks 15 of 17 — €252 below the leader.
How do step advancements work?
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Lower Saxony, A 7 has 9 steps; from entry to the top step the base salary grows by €622.
What does the Familienzuschlag add?
Married civil servants receive €162 extra per month, rising to €603 with two children. At the top step this lifts gross pay to as much as €4,252.
Sources & data status
- Salary table: 2026 (01.04.2026 – 28.02.2027) — state salary act / BBesG.
- beamtenbesoldung.org, DGB Besoldung.
- Income tax: § 32a EStG (2026). Compiled: June 2026.
Calculate your exact net pay
Including PKV premium, Beihilfe, and your step for A 7 in Lower Saxony.
Open the salary calculator