Entry (gross)

€6,297

Step 5

Top step (gross)

€7,857

Step 11

Net top step

€5,467

estimated, before PHI

State rank

12 / 17

by top step gross

A 15 salary progression in Lower Saxony

Step 5: Gross €6,297, Net €4,562. Step 6: Gross €6,609, Net €4,743. Step 7: Gross €6,859, Net €4,888. Step 8: Gross €7,109, Net €5,032. Step 9: Gross €7,358, Net €5,177. Step 10: Gross €7,608, Net €5,322. Step 11: Gross €7,857, Net €5,467

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A 15 top step across states

Saxony: Top step gross €8,313. Federal (Bund): Top step gross €8,308. Hesse: Top step gross €8,275. Baden-Wurttemberg: Top step gross €8,113. Thuringia: Top step gross €8,020. Brandenburg: Top step gross €8,004. Rhineland-Palatinate: Top step gross €7,975. Berlin: Top step gross €7,965. Bavaria: Top step gross €7,872. Saxony-Anhalt: Top step gross €7,864. North Rhine-Westphalia: Top step gross €7,863. Lower Saxony: Top step gross €7,857. Hamburg: Top step gross €7,781. Bremen: Top step gross €7,748. Saarland: Top step gross €7,698. Mecklenburg-Western Pomerania: Top step gross €7,644. Schleswig-Holstein: Top step gross €7,610

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Gross-to-net at the top step

Gross €7,857. Net (estimated) €5,467 (69.6%). Income tax €2,391 (30.4%).

Gross: €7,857

Net (estimated)Income tax

Step explorer

Drag the slider to see gross and estimated net for each experience step.

€7,857
Gross / month
€5,467
Net (estimated)
Step 5Step 11

A 15 salary table Lower Saxony

StepBase salary (gross)Net (estimated)
Step 5€6,297€4,562
Step 6€6,609€4,743
Step 7€6,859€4,888
Step 8€7,109€5,032
Step 9€7,358€5,177
Step 10€7,608€5,322
Step 11€7,857€5,467

As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).

Family supplement (top step)

Single

€7,857

no supplement

Married

€8,019

+ €162

+ 1 child

€8,319

+ €461

+ 2 children

€8,460

+ €603

How the net pay is derived

Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 15 at the top step this gives an estimated €5,467 net at tax class I.

Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Lower Saxony under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.

A 15 in other states

Other grades & comparison

Related planning tools

Frequently asked questions

How much does a A 15 civil servant earn in Lower Saxony?

The base salary ranges from €6,297 (step 5) to €7,857 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.

How much of that is net pay?

At the top step roughly €5,467 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.

Where do you earn the most with A 15?

Saxony currently pays the most at €8,313 at the top step. Lower Saxony ranks 12 of 17 — €455 below the leader.

How do step advancements work?

Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Lower Saxony, A 15 has 7 steps; from entry to the top step the base salary grows by €1,560.

What does the Familienzuschlag add?

Married civil servants receive €162 extra per month, rising to €603 with two children. At the top step this lifts gross pay to as much as €8,460.

Sources & data status

Calculate your exact net pay

Including PKV premium, Beihilfe, and your step for A 15 in Lower Saxony.

Open the salary calculator