Entry (gross)
€4,937
Step 3
€4,937
Step 3
€6,323
Step 11
€4,577
estimated, before PHI
12 / 17
by top step gross
Step 3: Gross €4,937, Net €3,754. Step 4: Gross €5,156, Net €3,886. Step 5: Gross €5,375, Net €4,016. Step 6: Gross €5,594, Net €4,144. Step 7: Gross €5,740, Net €4,238. Step 8: Gross €5,885, Net €4,323. Step 9: Gross €6,031, Net €4,408. Step 10: Gross €6,177, Net €4,492. Step 11: Gross €6,323, Net €4,577
·
Federal (Bund): Top step gross €6,806. Saxony: Top step gross €6,769. Hesse: Top step gross €6,602. Baden-Wurttemberg: Top step gross €6,533. Thuringia: Top step gross €6,441. Berlin: Top step gross €6,427. Brandenburg: Top step gross €6,419. Rhineland-Palatinate: Top step gross €6,418. North Rhine-Westphalia: Top step gross €6,347. Bavaria: Top step gross €6,341. Saxony-Anhalt: Top step gross €6,335. Lower Saxony: Top step gross €6,323. Hamburg: Top step gross €6,287. Bremen: Top step gross €6,253. Saarland: Top step gross €6,216. Mecklenburg-Western Pomerania: Top step gross €6,159. Schleswig-Holstein: Top step gross €6,130
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Gross €6,323. Net (estimated) €4,577 (72.4%). Income tax €1,746 (27.6%).
Gross: €6,323
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 3 | €4,937 | €3,754 |
| Step 4 | €5,156 | €3,886 |
| Step 5 | €5,375 | €4,016 |
| Step 6 | €5,594 | €4,144 |
| Step 7 | €5,740 | €4,238 |
| Step 8 | €5,885 | €4,323 |
| Step 9 | €6,031 | €4,408 |
| Step 10 | €6,177 | €4,492 |
| Step 11 | €6,323 | €4,577 |
As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€6,323
no supplement
€6,485
+ €162
€6,784
+ €461
€6,926
+ €603
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 13 at the top step this gives an estimated €4,577 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Lower Saxony under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €4,937 (step 3) to €6,323 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €4,577 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Federal (Bund) currently pays the most at €6,806 at the top step. Lower Saxony ranks 12 of 17 — €483 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Lower Saxony, A 13 has 9 steps; from entry to the top step the base salary grows by €1,386.
Married civil servants receive €162 extra per month, rising to €603 with two children. At the top step this lifts gross pay to as much as €6,926.
Including PKV premium, Beihilfe, and your step for A 13 in Lower Saxony.
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