Entry (gross)
€3,948
Step 2
€3,948
Step 2
€5,191
Step 11
€3,907
estimated, before PHI
12 / 17
by top step gross
Step 2: Gross €3,948, Net €3,130. Step 3: Gross €4,115, Net €3,238. Step 4: Gross €4,285, Net €3,347. Step 5: Gross €4,455, Net €3,455. Step 6: Gross €4,625, Net €3,561. Step 7: Gross €4,738, Net €3,632. Step 8: Gross €4,851, Net €3,701. Step 9: Gross €4,965, Net €3,770. Step 10: Gross €5,078, Net €3,839. Step 11: Gross €5,191, Net €3,907
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Federal (Bund): Top step gross €5,612. Saxony: Top step gross €5,543. Baden-Wurttemberg: Top step gross €5,368. Hesse: Top step gross €5,367. Rhineland-Palatinate: Top step gross €5,270. Berlin: Top step gross €5,268. Thuringia: Top step gross €5,252. Brandenburg: Top step gross €5,251. North Rhine-Westphalia: Top step gross €5,229. Bavaria: Top step gross €5,211. Saxony-Anhalt: Top step gross €5,206. Lower Saxony: Top step gross €5,191. Hamburg: Top step gross €5,185. Bremen: Top step gross €5,151. Saarland: Top step gross €5,123. Mecklenburg-Western Pomerania: Top step gross €5,064. Schleswig-Holstein: Top step gross €5,043
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Gross €5,191. Net (estimated) €3,907 (75.3%). Income tax €1,284 (24.7%).
Gross: €5,191
Drag the slider to see gross and estimated net for each experience step.
| Step | Base salary (gross) | Net (estimated) |
|---|---|---|
| Step 2 | €3,948 | €3,130 |
| Step 3 | €4,115 | €3,238 |
| Step 4 | €4,285 | €3,347 |
| Step 5 | €4,455 | €3,455 |
| Step 6 | €4,625 | €3,561 |
| Step 7 | €4,738 | €3,632 |
| Step 8 | €4,851 | €3,701 |
| Step 9 | €4,965 | €3,770 |
| Step 10 | €5,078 | €3,839 |
| Step 11 | €5,191 | €3,907 |
As of 2026 (01.04.2026 – 28.02.2027). Net is estimated (tax class I, no church tax, before private health insurance).
€5,191
no supplement
€5,353
+ €162
€5,653
+ €461
€5,794
+ €603
Civil servants pay no contributions to statutory pension, unemployment, health, or long-term care insurance. So essentially only income tax (and possibly the solidarity surcharge) is deducted from gross pay. For A 11 at the top step this gives an estimated €3,907 net at tax class I.
Instead of statutory health insurance, civil servants are privately insured (PKV). The employer covers part of the cost via Beihilfe — in Lower Saxony under the standard regime. The individual PKV premium is not deducted here; use the calculator for that.
The base salary ranges from €3,948 (step 2) to €5,191 (top step) gross per month (2026 (01.04.2026 – 28.02.2027)). Familienzuschlag and allowances are added on top.
At the top step roughly €3,907 net remains (tax class I, before private health insurance). Civil servants pay no social insurance, but they do pay income tax plus a private health insurance premium that is partly reimbursed via Beihilfe.
Federal (Bund) currently pays the most at €5,612 at the top step. Lower Saxony ranks 12 of 17 — €420 below the leader.
Experience steps rise automatically with years of service — first after 2 years, later after 3 and 4 years. In Lower Saxony, A 11 has 10 steps; from entry to the top step the base salary grows by €1,243.
Married civil servants receive €162 extra per month, rising to €603 with two children. At the top step this lifts gross pay to as much as €5,794.
Including PKV premium, Beihilfe, and your step for A 11 in Lower Saxony.
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